About Us

BankCircle | Your Own Financial Circle

One of the best ways to understand BankCircle would be to describe it as a bridge. It is indeed the bridge that is dedicated to the task of connecting two distant shores, namely financial institutions and their end users.

As a mediator, we realize that at times end users are not as aware of the various types of loans offered by leading financial institutions in the country. Likewise, financial bodies are also not as easy to understand by a lay-person as they like to think. In such a situation, how about using an accredited, reputed and reliable service that operates round the clock to close the gap between the two seemingly distant shores? This is what BankCircle is all about.

We at BankCircle take pride in our ability to channel financial expertise and knowledge to the benefit of both segments. With us by your side, you can look forward to the entire realm of financial loans that can be availed. On our part, we would not just hold your hand through the maze of financial calculations but also enable you to compare the various offers till you identify one that is perfect for your requirements.

Our intention to make it possible for you to access money anytime anywhere and to this effect we maintain an open and strong channel of communication so that you can reach out to us no matter where you are. BankCircle makes it possible for you to overcome your financial woes through trust, information and expertise.

BankCircle is a company built by a team of passionate professionals who have collective experience of more than 10 years. The company aspires to provide a frictionless and transparent financial service experience in a safe and secure manner. The senior members of BankCircle have worked with marquee firms in the financial and technological services industry such as Tata, Microsoft, Cummins, ICICI Bank amongst others.

Prashant Malhotra

Prashant Malhotra


An experienced, qualified and result oriented professional with several years of quality experience in steering new set-ups, operational functions, sales & marketing, network management, logistics, promotions with in-depth understanding of critical business drivers in multiple markets / industries. Prashant has got expertise in Strategy Planning, Business Development, Client Relationship Management, Key Account Management, Team Management, Retail Marketing.Prashant ha got B. Tech from Delhi Technological University ( formerly Delhi College of Engineering ) and PGDBM from FSM, Delhi.

Specialties: Strategy Planning  Credit Management  Loan Disbursal  Business Development  Client Relationship Management  Key Account Management  Fund Management  Team Management  Retail Marketing

Hemant Malhotra

Hemant Malhotra

Vice President - Finance

An experienced, qualified and result oriented professional with several years experience as a Chartered Accountant. Hemant assignment in various industries have helped him to develop expertise in sales, customer relation management, and Enterprenurship. Hemant has got degree in B. Com ( Hons. ) from Delhi University and is a Chartered Accountant by profession.

Specialties: Accountancy, Taxation, Corporate Law, Business Audit, Entrepreneurship.

Deepak Aggarwal

Deepak Aggarwal


An experienced, qualified and result oriented professional with several years experience in technology industry, primarily in Enterprenureship, new product design and development.Deepak assignment in various industries have helped him to develop expertise in sales, customer relation management, projects planning and Enterprenureship. Deepak has got degree in B. Tech from Delhi Technological University ( Formerly, Delhi College of Engineering ) and PGDBM from I.E. Business School, Madrid.

Specialties: Technological innovation, product management, Business analysis and strategy, Product development, Entrepreneurship, Corporate venturing, embedded computing, automotive technology.

Shilpa Gupta

Shilpa Gupta

Vice President - Unsecured Loans

A process oriented and role model for employees. Her amazing quality of customers orientation leaves a delight for our clients to come back again and again.

Graduated in Commerce from Delhi University having working experience in Banking and Finance industry (BFSI). The varied work exposure gained has imbibed her great leadership qualities and equipped her with the capability and confidence to work independently, as also in a team and under peer pressure, to adapt to changing situations and make innovations so as to ensure efficient and smooth work flow. Shilpa loves to take responsibility for her actions, work within deadlines and deal with people at different hierarchical levels. Shilpa has got experience in start-ups in the finance, information technology services, Banking and Finance industry 'great communication and marketing skills.


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Our Core Services

With these values, we embrace our mission to bring each client the best service.

Apply Personal Loan Online

Personal Loan

Need cash assistance for buying a new laptop, daughter’s marriage, revamping a house? All good things in life come in surprise packages and at BankCircle we believe that you should be in a position to accept them financially and enjoy them to the fullest.

Apply Business Loan Online

Business Loan

Contrary to traditional thinking, now is the time to give concrete shape to your concept by starting your own business and actualizing your dreams. What about the financial aspect? Seek advice from professionals at BankCircle and they would advise on how to go about procuring a business loan.

Doctor Loan

It is but natural for every specialized professional to desire growth and progress in his chosen profession and doctors are no exception to this rule. Consulting with BankCircle is a viable option wherein out team would educate you not just on how to apply for a doctor loan but also the interest rates that you can expect to be charged.

Home Loan

Deep within their hearts, everyone harbours a picture of what their dream home would be like. But close your eyes for a second and imagine that it is indeed possible to buy the home that you have always dreamt of as your perfect abode. With BankCircle by your side, your dream home need not remain a dream – it can become a reality.

Loan Against Property

Do you feel that you could do with a bit of extra financial backing but are hesitant to ask for a personal loan? In such a situation, loan against property is the next best option that experts at BankCircle suggest. And there is an icing on the cake too – the sky is the limit as regards the ways in which you can use these loans which could be for a marriage in the family, going for a adventure tour that you always longed for or diversifying your business.

Cash Credit | Overdraft

To meet the short-term financial requirements of your business, BankCircle would advise you to consider applying for a Working Capital Loan. Given the short term nature of this loan, it can truly come in handy for a businessman who wishes to expand his commercial horizons and explore hitherto unexplored frontiers. With BankCircle by your side, you not only can you find out if you are eligible for this loan but also how you can go about acquiring it by paying minimal interest rates.