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Search IFSC Code

List / Directory of IFSC code, MICR code and addresses of bank branches in India. Find verified IFSC codes quickly to use for NEFT, RTGS & IMPS transactions.



Anatomy of IFSC Code


The standard IFSC Code is a 11 character entity, with the first four characters representing the bank’s name, the fifth character is ‘0’ (Zero) and is reserved for future use, with the final six numeric/alphabetic characters represent the specific branch of the bank.

Code for Bank Name  0  Code for Branch Name

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Money Transfer using IFSC Code

Different Modes of Money Transfer using IFSC Code


National Electronic Fund Transfer ( NEFT ) is the most convinent and secure service that allows people to transfer funds to each other electronically.

NEFT Timings : 8:00 A.M. to 6:30 P.M. IST Monday to Saturday (Except 2nd and 4th Saturday)

There is no limit in Minimum or Maximum amount that can be transferred via NEFT.


Real Time Gross Settlement ( RTGS ) is an electronic payment service that allows individual settlement of funds on real time basis.

RTGS Timings : 8 A.M. to 4.30 PM IST Monday to Saturday (Except 2nd and 4th Saturday)

Minimum amount transferred via RTGS is Rs. 2 Lakh and there is no limit on Maximum Amount.


Immediate Payment Service ( IMPS ) is an instant online payment service that allows people to transfer funds from anywhere and at any time.

Can be used 24 * 7 on all days and there is no minimum or maximum limit.


We have attempted our best to keep the most recent data refreshed as accessible from RBI, clients are asked for to affirm data with the respective bank before utilizing any provided information. The creator holds the privilege not to be responsible of the topicality, rightness, culmination, quality or nature of the data gave. Risk claims with respect to harm brought about by the utilization of any data gave, including any sort of data which is deficient or erroneous, will in this way be rejected.

BankCircle | Your Own Financial Circle team