Check IDFC First Bank Personal Loan Eligibility in 1 Minute

We all have needs and aspirations that remain unfulfilled due to the gap that exists between dreams and reality. And this is where a IDFC First Bank Personal Loan can help in making a difference in your life. No matter what your financial needs are - unexpected expenses, a medical exigency, school or college admission, wedding in the family, home improvement or that long awaited vacation; whatever the occasion, our range of Personal Loans can help you meet your needs.

IDFC First Bank Personal Loan provides an effective solution to your financial requirement irrespective of what its nature might be. The fact that it is possible for the loan to be disbursed within 72 hours makes it an even more attractive option not to mention the fact that you need not submit any guarantee for security.

Loan Upto Rs. 10 Lakhs

Borrow up to Rs. 10,00,000 for any purpose, depending on your requirements

No Income Proof Personal Loan. Instant Eligibility/Decision without any collateral

Lowest EMI Guranteed

Avail Attractive Interest Rates.

Repay with easy EMI' s .

Flexible repayment options, ranging from 12 to 60 months.

Hassle Free

Minimal documentation

Foreclosure Option is available

Quick Processing

Cash Back Offer

Assured Cash Back Upto Rs. 7, 500

IDFC First Bank Personal Loan Detail Overview

Capital First Personal Loan Interest Rates: 13%-24% Reducing

Capital First Personal Loan Processing Fee: 1.5% - 3.0%

Capital First Personal Loan Forclosure charges: 5.00%

Capital First Personal Loan Repayment Period: 12 months to 60 months

Capital First Personal Loan Loan Amount: Upto Rs. 10 Lakh

Capital First Personal Loan Minimum Income: Min. Income 20, 000 per month

IDFC First Bank Personal Loan Eligibility Criteria

  • Eligbility Criteria | Salaried Individual
    • Minimum age of Applicant: 23 years
    • Maximum age of Applicant at loan maturity: 60 years
    • Minimum employment: Minimum 1 year
    • Minimum Net Monthly Income: Rs. 20,000 per month
  • Eligbility Criteria | Self Employed
    • Minimum age of Applicant: 25 years
    • Maximum age of Applicant at loan maturity: 65 years
    • Years in business: 3 years depending on profession
    • Minimum Annual Income: Rs. 2, 00, 000 p.a.
  • Eligbility Criteria | Doctors
    • Minimum age of Applicant: 25 years
    • Maximum age of Applicant at loan maturity: 65 years
    • Years in business: Minimum 5 years depending on profession
    • Minimum Annual Income: Rs. 2, 00, 000 p.a.

IDFC First Bank Personal Loan List of Documents

  • List of Common Documents
    • Complete Application Form.
    • Latest Passport Size Photograph.
    • Identity Proof and Signature proof (Any One): Bank Signature Verification, Photo Pan Card, Passport, Voter ID card, employee identity card as identity proof and signature proof incase of government employees.
    • Address Proof (Any One): Passport, Ration Card, Voter ID Card, Bank statement, Rent Agreement, Aadhar Card (UID), Telephone Bill, Electricity or Water Bill as proof of residence.
    • Date of Birth Proof (Any One): Pan Card, Passport, Driving License or LIC policy. Date of Birth certificate.
  • List of Financial Documents | Salaried Individuals

    1 months Latest Salary Slip duly authenticated by the Employer ( the above to clearly indicate the break up of Gross Earnings, Deductions and Net Salary ). OR Company I- Card.

    Latest 3 months Salary Account Bank statement.

  • List of Financial Documents | Self Employed

    Latest 3 months Bank Statement.

    Ownership Proof, either Residence or Office

    Latest Income Tax Returns ( ITR ) only in case of Current Account Bank Statement.

Experts are behind everything we do.

With our expert team having tremendous knowledge of the pecuniary market, we provide our customers with large database to compare the offerings of various financial institutions. This enables them to make sensible decisions that could be converted into reality.

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With these specialisations, we embrace our mission to bring each client the best service.

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